Engage and pay independent contractors anywhere.

Expat.Top is one partner for Contractor of Record, contractor management and dedicated specialists from a vetted global network. Engage independent contractors and specialist teams internationally, manage their agreements and payments, and pay everyone — on one contract and one monthly invoice.

Get a proposal See pricing

Consolidated monthly invoice

Sample month · EUR · 2 engagement models

Illustrative
  • Contractor · EgyptContractor Pay · contractor fees
    €4,000.002% €80.00
  • Dedicated team · SoftwareTalent · monthly engagement
    €10,000.003% €300.00
Paid to your contractors€14,000.00
Expat.Top service fees€380.00
Total due€14,380.00
1 invoice1 contract · 1 counterparty
Illustrative consolidated invoice with sample figures.

What Expat.Top covers

  • No local entity needed
  • Compliant contracts and onboarding
  • One invoice for your whole team
  • KYC/KYB checks
  • Bulk payments across countries
  • Payment rails tailored to each country
  • Local-currency payouts where available
  • IP and confidentiality terms
  • Legal matters coordinated with independent counsel
  • 5,000+Trusted specialists and counterparties
  • 190+Countries and markets reachable
  • 2Engagement models: Contractor of Record (COR) and talent
  • 1Contract and one invoice for your whole team
Solutions

Contractor of Record (COR), contractor payments and dedicated specialists — under one roof.

Choose the right engagement model for each person and run them all through a single partner. Contractors and dedicated teams can sit side by side on the same monthly invoice.

01Contractor management

Contract and pay your international contractors — through one counterparty.

Already work with freelancers and independent contractors abroad? Bring them onto Expat.Top. Each contractor signs a written contractor agreement with Expat.Top; we run KYC/KYB checks, collect and approve their invoices and pay them for the services they provide to you — then bill you once a month. One invoice for all your international contractors, however many countries they work from.

Move my contractors over How payments work

What’s included

  • Contractor agreements with Expat.Top
  • Onboarding and KYC/KYB checks
  • Invoice collection and approval
  • Bulk contractor payouts
  • One consolidated monthly invoice
  • Contractor records and documents

Best for

Companies with existing contractors across several countries, and finance teams replacing scattered payment tools with a single contractor-of-record relationship.

02Managed talent

Dedicated specialists and teams — engaged and coordinated by us.

Need dedicated specialists, not just payment administration? Tell us the skills, seniority and capacity you need. We can facilitate the engagement of independent specialists from our vetted network and coordinate their contractual arrangements, onboarding, payments and invoicing.

Request specialists How dedicated teams work

What’s included

  • Everything in Contractor Pay
  • Specialist network access and vetting
  • Dedicated independent specialists and teams
  • Team assembly
  • Delivery coordination
  • Marketing, software, AI and professional services

Engagement formats

From a single remote developer to a full product or growth team.

  • Dedicated specialist
  • Dedicated team or pod
  • Managed projects
Contractor capacity

Add capacity, not headcount.

Need a developer next month, a media-buying pod for a launch or a finance specialist for the quarter? We provide dedicated independent specialists and teams as a managed service — you get the capacity without directly contracting and paying each specialist yourself.

Expat.Top engages the independent contractor and provides the agreed contractor services to you under a B2B service agreement.

You direct the work within the agreed scope. We handle the contractor agreement, onboarding, payment administration and related paperwork — and invoice you once a month.
Request specialists See the talent network

  • Dedicated specialist

    One independent professional working with your team full-time or part-time, for as long as your agreement runs.

  • Dedicated team or pod

    A coordinated remote team of independent specialists — product, growth, creator or data — assembled around your goals.

  • Managed project capacity

    Defined deliverables or monthly capacity, with delivery coordinated by Expat.Top.

The Contractor of Record model

One counterparty between you and every specialist.

From engagement to the monthly invoice, Expat.Top is the contracting and administrative counterparty — so you deal with one agreement, one point of contact and one invoice.

  1. Engage

    You identify the specialists you want to engage, or we facilitate access to suitable specialists from our network. Each specialist engaged through the platform enters into an appropriate contractor agreement with Expat.Top.

  2. Contract

    Expat.Top contracts with each independent specialist for the provision of contractor services. The applicable scope, fees, deliverables and other commercial terms are documented in the relevant agreements.

  3. Provide

    Expat.Top provides the agreed contractor services to you under your B2B service agreement. Where work uses third-party software, tools or IP, the applicable rights are provided in accordance with the relevant agreement.

  4. Pay and invoice

    We pay the independent contractors we engage for the agreed services and send you one consolidated monthly invoice.

What you get

  • One agreement and one accountable counterparty
  • Dedicated independent-contractor capacity
  • Contractor engagement and payment administration handled for you
  • Capacity that scales up or down under your agreement
  • One consolidated monthly invoice

What it isn’t

  • No direct-hire placement — specialists are engaged as independent contractors rather than introduced for you to employ.
  • No recruitment or per-hire fees — one service fee based on the applicable monthly engagement value.
  • Joining the network is free for specialists.
Payments

Global contractor payments for everyone we engage for you.

Payments are part of the service Expat.Top delivers. Independent contractors and specialists are paid against approved invoices — in bulk, across countries, on the payment rails that suit each country.

  • Contractor payments

    Contractors and specialists we engage are paid against their approved invoices under their agreement with Expat.Top.

  • Bulk payments

    One monthly payment run for your contractors, across countries and engagements.

  • Rails tailored to each country

    Bank transfers and local payment methods chosen country by country, through established banking and payment partners.

  • Local currencies

    Payments in local currency where available, with any FX costs shown on your invoice.

  • Records and reconciliation

    Payment confirmations and a monthly breakdown by person, country and engagement.

How our agreements work

One agreement, three layers: legal, payments and finance.

Your B2B service agreement with Xtrari Limited (Expat.Top) covers every contractor engagement. Beneath it sit the contractor agreements each specialist signs — so every layer is written down, with one accountable counterparty.

Your companyThe client
One B2B service agreement · legal · payments · finance
Expat.TopXtrari Limited, Hong Kong
  • Contractors and specialistsEngaged by Expat.Top or a vetted delivery partner under a contractor agreement
  • Independent counselQualified local lawyers, engaged separately and acting under their own professional rules

Legal

Who does what, on which terms — for every person on your team.

  • Service scope and responsibilities
  • Contractor agreements
  • IP assignment and confidentiality
  • KYC/KYB and AML checks
  • Data protection terms
  • Liability, notice and termination

Prepared for local requirements and coordinated with independent, qualified local counsel. Expat.Top does not provide legal advice.

Payments

How money moves — agreed up front, not improvised each month.

  • Funding schedule set out in your agreement
  • One consolidated monthly invoice
  • Payment rails chosen for each country
  • Payouts in local currency where available
  • FX costs disclosed on the invoice
  • Payment dates for contractors

Payments are made as part of our services, only to independent contractors we engage under our agreements.

Finance

Clean numbers your finance team can close the month with.

  • Contractor invoices collected and checked
  • Contractor fees and service fees clearly identified
  • Reconciliation of every payment
  • Monthly reporting by person, country and engagement
  • Records for your accounting and audit

Your company’s own tax position is a matter for your advisers — we don’t provide tax advice.

Want to see the documents first? Read the client agreement and the contractor agreement.

How it works

From first brief to first contractor payment in four steps.

Whether you are engaging a new international contractor or moving an existing contractor arrangement to Expat.Top, the process is straightforward: a clear recommendation up front, compliant onboarding, contractor agreements and one invoice a month.

  1. Tell us who you need

    Share the role, skills, country, start date and budget — or the contractors and freelancers you already work with.

  2. Get the right model

    We confirm the appropriate Contractor of Record arrangement for each contractor, confirm the applicable country setup and show the costs before you commit.

  3. Contract and onboard

    Service agreement, contractor agreement, KYC/KYB checks, documents and payment details — collected, verified and stored in one place.

  4. One monthly invoice

    We administer contractor payments. You receive one consolidated invoice for your international contractor engagements.

Mix models freely. Contractors and dedicated teams can all run through the same agreement.

Get a proposal
Talent network

Specialists in marketing, creator campaigns, software, AI and professional services.

Our network reaches 190+ countries and markets. Every specialist engaged through Expat.Top provides services as an independent contractor under the applicable contractor agreement. Expat.Top handles the engagement, contractual administration, payments and invoicing.

Marketing

Performance, brand and lifecycle specialists for market entry, acquisition and retention.

  • Media buyers
  • Performance marketers
  • Creators
  • Brand management
  • Content
  • SEO/ASO
  • CRM and retention
  • Affiliate management
  • Analytics

Influencers and creators

Creators and community builders for campaigns, launches and always-on content.

  • Bloggers
  • Influencers
  • UGC creators
  • Streamers
  • Community managers
  • Creator campaigns

Creator agreements require clear disclosure of sponsored content.

Software development

From one senior engineer to a cross-functional product team that designs, builds and runs your platform.

  • Frontend engineers
  • Backend engineers
  • Mobile (iOS, Android)
  • QA and automation
  • DevOps and cloud
  • Product managers
  • UX/UI designers

AI specialists

Engineers and developers who take AI from prototype into production.

  • AI/ML engineers
  • AI developers
  • Data scientists
  • LLM application developers
  • Prompt engineers
  • MLOps
  • Data engineers

Service professionals

Independent professionals for finance, tax, compliance and legal matters.

  • Lawyers (independent counsel)
  • Finance
  • Accounting
  • Tax specialists
  • Compliance, KYC and AML
  • HR operations
  • Back office

Lawyers act independently under their own professional rules; Expat.Top does not provide legal services or legal advice.

Other specialists

More disciplines are added to the network in due course. Need a skill set that isn’t listed? Tell us the role and we’ll tell you what’s possible.

Tell us what you need

Every specialist is engaged by Expat.Top — directly, through a local entity or through a vetted delivery partner — and works with you under your service agreement.

Request specialists
Industries

Built for online and digital businesses.

Sector experience across fintech, adtech, SaaS, gaming, eCommerce and beyond — so the specialists we engage already understand how your business works.

Finance and payments

  • Fintech
  • Paytech
  • Payments
  • Regtech
  • Brokerage
  • Finance and wealth
  • Banking-as-a-service
  • Insurtech
  • Digital assets and Web3

Marketing, media and gaming

  • Adtech
  • Martech
  • Affiliate and lead generation
  • Media and streaming
  • Creator economy
  • Gaming

Commerce and platforms

  • eCommerce
  • Marketplaces
  • Digital platforms
  • Travel tech

Software, AI and data

  • SaaS
  • Software development
  • Mobile apps
  • Product studios
  • AI and data
  • Cybersecurity
  • Cloud and infrastructure

Services and specialist tech

  • Consultancy
  • Customer support and BPO
  • Edtech
  • Healthtech
  • Legaltech
  • HR tech
Pricing

Simple percentage pricing.
One rate per engagement model.

A clear service fee for each model, so Contractor of Record pricing and contractor fees scale with your team — not with paperwork. Mix all contractor engagements on one invoice.

Contractor Pay

For companies that already work with contractors and freelancers.

2%of monthly
contractor fees
  • Contractor agreements with Expat.Top
  • Onboarding and KYC/KYB checks
  • Invoice collection and approval
  • Bulk payouts in local currency where available
  • Consolidated monthly invoice
  • Contractor records
Get a proposal
Network access included

Talent

For companies that need dedicated independent specialists or teams — engaged and coordinated by us.

3%of monthly
engagement value
  • Everything in Contractor Pay
  • Specialist network access and vetting
  • Dedicated independent specialists and teams
  • Team assembly and delivery coordination
  • Marketing, software, AI and professional services
Get a proposal

How fees are calculated. Each plan’s service fee is calculated on the monthly engagement value and the applicable contractor fees. Contractor fees and any separately agreed third-party or payment-related costs are billed separately. Your proposal and service agreement confirm the applicable fees.

Larger teams: talk to us
Compare

Contractor or dedicated team?

Direct contractor engagement vs. a dedicated team at a glance. Many companies use both — and Expat.Top can run them side by side.

Comparison of engaging a contractor through Expat.Top and a dedicated team provided by Expat.Top
Topic ContractorThrough Expat.Top Dedicated teamProvided by Expat.Top
Set-up No entity needed — a written contractor agreement with Expat.Top No entity needed — covered by your B2B service agreement
Who engages Expat.Top, under a contractor agreement; the contractor runs their own business Expat.Top engages each independent specialist; you receive the agreed contractor services
Payments & taxes The contractor handles their own taxes; we check invoices and pay them Contractor payments administered by Expat.Top; each specialist handles their own taxes
Compliance ownership You and the contractor — the engagement must be genuinely independent Expat.Top manages the engagement; responsibilities set out in your agreement
Best for Project-based, flexible or part-time work Extra capacity or a whole team, without adding headcount

A general comparison for orientation only. Rules vary by country; it is not legal advice.

For expats, freelancers and specialists

Work with global companies — on clear terms.

Join the Expat.Top network to work on international client engagements across marketing, creator campaigns, software, AI and professional services. Apply to be engaged by Expat.Top as an independent contractor for specific client engagements.

  • Clear scope, written agreements and agreed commercial terms
  • Payments made by Expat.Top under your contractor agreement
  • Project-based, part-time and dedicated engagements
  • Joining the network is free for specialists

Who can join

  • Marketers and media buyers
  • Creators and influencers
  • Software engineers
  • AI and data specialists
  • Finance, tax and compliance professionals
  • Agencies and small teams
Join the network (opens your email app) Sign in

When you contact us, Expat.Top uses your details to assess and engage you and may share them for that purpose with clients, payment providers, KYC vendors and professional advisers. Your access and correction rights are explained in our Privacy policy.

How onboarding works

Register once. Be considered for client engagements that Expat.Top delivers.

  1. Submit your profile

    Your experience, location, availability, preferred engagement model and areas of expertise.

  2. Complete qualification

    We may ask for more information, interviews, references, portfolio materials, KYC checks or company documents.

  3. Get engaged on client work

    When a client engagement fits your profile, we confirm scope, timing and terms — and engage you under a written contractor agreement.

Free for specialists. Expat.Top never charges you to join or to be engaged.

Compliance & trust

Compliance built into every engagement.

Clear agreements, verified counterparties and careful data handling — with one accountable partner behind your international team.

KYB/AML policy

Clients and contractors are onboarded with KYC/KYB checks under our KYB/AML policy before payments start.

Read the KYB/AML policy

Written agreements

Every engagement runs on a written agreement: your B2B service agreement or contractor agreement.

View the client agreement

Data protection

Personal, KYC and payment data is collected, shared and kept only as described in our Privacy policy.

Read the Privacy policy

One accountable counterparty

Xtrari Limited is your single contracting and billing party for your whole international team, instead of a vendor per country.

Legal matters are coordinated with independent, qualified local counsel, who act under their own professional rules. Expat.Top does not provide legal or tax advice.

FAQ

Questions about Contractor of Record, contractors, teams and pricing.

Can’t find the answer you need? Email [email protected] (opens your email app) and we’ll get back to you.

Get a proposal
What is a Contractor of Record?

A Contractor of Record is a service provider that facilitates and administers contractual arrangements with independent contractors on behalf of a client. Under a Contractor of Record model, the contractor enters into a contractor agreement with the Contractor of Record, provides services in accordance with the applicable arrangements, and is paid against approved invoices.

Expat.Top provides contractor administration, contractual coordination, payment coordination, compliance support and related services. The arrangement is based on independent-contractor services and does not create an employment relationship between the Contractor and Expat.Top or the Client.

Do I need a local entity to engage contractors abroad?

No. Expat.Top enables you to engage and administer independent contractors internationally without establishing a local entity in each country.

Contractors enter into the applicable contractor arrangements with Expat.Top, and Expat.Top handles the agreed contractual administration and payment process.

Which countries do you cover?

Our contractor and talent network reaches 190+ countries and markets. Contractor of Record availability depends on the country, the nature of the contractor services and applicable local requirements.

Ask us about your country and we’ll confirm availability and costs in your proposal.

Can you provide a dedicated team of independent contractors?

Yes. Expat.Top can facilitate dedicated independent specialists and teams across marketing, creator campaigns, software, AI and professional services.

Each specialist is engaged as an independent contractor under the applicable contractor agreement. Expat.Top handles the agreed engagement administration, payments and invoicing.

You coordinate the work within the agreed scope and receive one monthly invoice.

Direct-hire placement is not offered, and joining the network is free for specialists.

How are payments to contractors made?

Payments are part of the service we deliver.

Contractors and specialists we engage are paid against their approved invoices — in bulk, in local currency where available, using payment rails selected for each country.

You pay one consolidated monthly invoice according to the funding schedule in your service agreement, and Expat.Top pays the contractors it has engaged under the applicable agreements.

How is pricing calculated?

Each plan has one rate: 2% for Contractor Pay and 3% for Talent. The service fee is calculated on the monthly engagement value — contractor fees for contractors and specialists. Contractor fees and any applicable statutory or third-party costs are billed separately. Larger teams: talk to us.

How is Expat.Top different from freelance marketplaces like Upwork?

Freelance marketplaces such as Upwork allow businesses to find and contract with freelancers directly.

Expat.Top provides a managed Contractor of Record service: we facilitate and administer the contractor arrangements, contract with the independent contractors where applicable, coordinate payments and provide one counterparty and one consolidated invoice.

Who owns the work and intellectual property?

Ownership of work product and intellectual property is set out in your agreement. Our client and contractor agreements are designed to assign work product created for you to your company, and where work uses third-party software, tools or IP, the applicable rights are provided in accordance with the relevant agreement. Please review the specific terms of your agreement, or ask us before you start.

Is Expat.Top the same company as Xtrari?

Yes. xtrari.com is now expat.top. Expat.Top is a brand of Xtrari Limited — the same Hong Kong company — and existing agreements continue. You can reach us at [email protected].

Do you give legal or tax advice?

No. Expat.Top does not provide legal or tax advice. Legal matters are coordinated with independent, qualified local counsel, who act under their own professional rules, and any guidance we share on contractor engagement or tax is informational only. For advice on your specific situation, please consult a qualified adviser in the relevant country.

Get a proposal

Tell us who you want to engage — and where.

Share the role, the country and when you’d like the contractor to start — or the contractors and specialists you already work with. We’ll recommend the appropriate Contractor of Record arrangement and send a proposal with a clear cost breakdown.

[email protected] (opens your email app)

Xtrari Limited uses the details you send only to respond to you and prepare your proposal, as described in our Privacy policy.

Helpful to include

  • Role, skills or team you need
  • Country where each person lives
  • Contractor or dedicated team, if you know
  • Target start date and budget

Not sure which model fits? That’s what the first conversation is for.